Search

Find Your Dream Home in Southwest Florida 2021


Southwest Florida made the list of the biggest “boomtowns” in the nation.

The region is business-friendly and provides a high quality of life that’s easy on the pocketbook. Government, community, and business leaders in Southwest Florida work hand in hand to create a vibrant economy focused on creating high-wage jobs.

The Housing Affordability Index (HAI) from the National Association of Realtors measures whether or not a typical family could qualify for a mortgage on a median-priced existing (resale) single-family home in the market.


An HAI value of 100 means the family has exactly enough median income to qualify (assuming a 20% down payment).


For example, if an HAI is 130 the typical family has 130% of the median family income needed to qualify for a conventional loan for a single-family home. On the other hand, if the HAI in a market is 90%, it means that the typical family only has 90% of the median family income needed to qualify for a loan.

In all three of the Southwest Florida counties below, the HAI has decreased year-over-year. That means it is becoming more expensive for the typical family to qualify for a mortgage on a median priced resale single-family home in the market.

Southwest Florida is known for its tropical climate, water, wildlife, and an ecosystem of preserves, sanctuaries, swamps and estuaries. Major cities include Naples, Fort Myers, Cape Coral, Punta Gorda, and Marco Island.